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Flexible Financing
Flexible Financing
Get the equipment you need today with flexible payment options for professionals and DIY'ers.
| Feature | Business - Navitas | Consumer - Affirm |
|---|---|---|
| Offer | First six months at $26 Promo | 6 interest-free payments Pay in 6 |
| Best for | Shop owners and pros | DIYers and consumers |
| Interest | Subject to credit approval. | 0% on Pay in 6 for qualifying purchases |
| Fees | No hidden fees or retroactive interest | No late fees and no hidden charges |
| How to apply | Apply online with Navitas | Choose Affirm at checkout |
| Key benefits |
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| Deadline | Apply by Mar 31, 2026 | Not date limited |
Business Financing
$26 for the first six months for qualified buyers. No fees, no gimmicks.
Apply TodayAffirm disclosures: Rates from 0 to 36% APR based on credit and subject to an eligibility check. Payment options depend on purchase amount and a down payment may be required. Options may not be available in all states. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. See affirm.com/licenses.
Navitas terms: Promotion available to qualified buyers only. All applications, rates, and transaction structures are subject to change based on the credit condition of the business applying. Finance charges accrued during the promotional period may be capitalized, which can increase the total repayment amount. Must apply by Marvch 31, 2026 to qualify. Not combinable with other offers and valid on new equipment finance agreements only. We reserve the right to retract or amend this credit offer at any time.
Frequently Asked Financing Questions
Business financing is designed for companies and sole proprietors buying equipment for business use in the United States. Approval is subject to credit and underwriting. Documentation such as legal business name, tax ID, and bank information may be requested. Minimum purchase amounts can apply.
The first payment is typically due at signing unless your agreement states a different start date. If a deferred first payment promo is active, it will be called out on the application page and in your documents. Always review the final agreement for exact dates.
Prepayment terms can vary by agreement. Many programs allow early payoff without a prepayment penalty. Check your Navitas agreement or contact Navitas to confirm the exact policy for your contract.
Equipment purchases may qualify for Section 179 or bonus depreciation. Eligibility depends on your situation. Consult a tax professional for guidance. BendPak does not provide tax advice.
Choose Affirm at checkout, apply in minutes, and if approved you can split your purchase into 6 interest-free payments for eligible orders. Approval and terms are set by Affirm and can vary by customer and cart total.
Affirm may use a soft credit inquiry to evaluate eligibility. Financing and payment activity can be reported to credit bureaus and may affect your credit. For full details, review Affirm’s disclosures at checkout and on their site.
Consumer financing usually works alongside store discounts since Affirm acts as a payment method. Business finance promos generally cannot be stacked with other finance offers and may not combine with dealer pricing exceptions. Always check the current offer terms.
Minimums and maximums depend on the program and can change. Affirm and Navitas set thresholds based on product, cart size, and credit review. The checkout or application page will show current limits.